How Can I Prepare For Retirement? When one begins to prepare for retirement, there are many questions that one asks themselves. For example, you may ask yourself where you should live during retirement. You may ask yourself if you’ll outlive your money, or if you can cut costs. I’m Dr. Penelope Tzougros, and I’m eager to help people […]
Category: Budgeting
Can I Cut Costs For Retirement?
Are You Prepared For Retirement? Preparing for retirement often seem intimidating when you begin, but you don’t have to prepare on your own. You can seek answers to the questions you have through professional help. I’m Dr. Penelope Tzougros. As a financial planner and author, I’ve helped hundreds of people. Now, I’d like to help you make informed […]
Will I Outlive My Money?
Need Help Planning For Retirement? Planning one’s retirement can be an intimidating process. Are you having trouble solidifying your retirement plans? Do you worry that unforeseen circumstances might interfere with your desirable retirement plan? Do you wish you could lean on the advice of an expert as you plan for your future? I’m Dr. Penelope Tzougros, and […]
Your Jeans Can Grow Your Money
When I was growing up what are now called jeans were called dungarees. That likely derived from the “dungri,” the Hindi name for the thick cloth that was manufactured near Mumbai. A popular brand then and now is Levi’s. It’s got cooper rivets. Why? It’s a very American story. A Bavarian immigrant, Levi Strauss, arrived […]
What If No One Says, “Wow?”
How others respond to us matters. We shape each other by our reactions. We shape our communities by our interactions. Kids doing some daring feat like riding a two-wheel bike solo for the first time, might call out “look at me!” It’s great if someone is there to cheer them on and say, “wow, look […]
Balance, Credit Card Debt and “Her Niece, Elizabeth”
“From now on, I will always [fill in the next part: exercise, control my temper, eat more vegetables, save more money…]. If you are successful in following up on whatever statement you made, bravo. If you continued your plan for a long-time, months, years, you deserve more praise. However, my friend Charlotte says, “People are […]
Seven People, One Bathroom, Equals A Financial Plan
[et_pb_section fb_built=”1″ _builder_version=”4.4.6″][et_pb_row _builder_version=”4.4.6″][et_pb_column type=”4_4″ _builder_version=”4.4.6″][et_pb_text _builder_version=”4.4.6″] Part of what is the matter with America today is we have too many bathrooms. How many people shared a bathroom in your home when you were growing up? We were blessed to have one set of grandparents living with us, so we were seven, and we shared […]
Who’s the Kid Messing with Your Money?
Have you ever experienced a smart-foolish event with your money? Suppose pre-Covid-19, you decided to have a garage sale also called by other names like yard sale, and tag sale. It’s a great way to get rid of some of the clutter in the house and raise some money to pay off a bill or […]
How You Spend Your Money Says A Lot About Who You Are
You vote every day as you spend your money. You endorse this brand over that, this vegetable over that. Maybe one reason so many people like to shop is that making choices is empowering and feels like an expression of your individuality. The marketing industry has studied how we make decisions. They study whether we […]
What Can You Do in This Time of Uncertainty?
What were your major concerns in January and February of this year? Are those the same top of mind issues for you now at the beginning of April 2020? How different our lives have become from the beginning to the end of March 2020. Many people are not allowed to go to work unless they […]