How Can I Prepare For Retirement? When one begins to prepare for retirement, there are many questions that one asks themselves. For example, you may ask yourself where you should live during retirement. You may ask yourself if you’ll outlive your money, or if you can cut costs. I’m Dr. Penelope Tzougros, and I’m eager to help people […]
Category: Risk and Retirement
Can I Cut Costs For Retirement?
Are You Prepared For Retirement? Preparing for retirement often seem intimidating when you begin, but you don’t have to prepare on your own. You can seek answers to the questions you have through professional help. I’m Dr. Penelope Tzougros. As a financial planner and author, I’ve helped hundreds of people. Now, I’d like to help you make informed […]
Will I Outlive My Money?
Need Help Planning For Retirement? Planning one’s retirement can be an intimidating process. Are you having trouble solidifying your retirement plans? Do you worry that unforeseen circumstances might interfere with your desirable retirement plan? Do you wish you could lean on the advice of an expert as you plan for your future? I’m Dr. Penelope Tzougros, and […]
Retirement Planning: Should I Stay Or Move?
A Retiree’s Big Decision: Should I Stay Or Should I Move? As you reach the age of retirement, you can expect to make many important decisions that will impact your life during your retirement years. One of the big decisions you’ll find yourself thinking about is this: Should I stay home, or should I move? […]
Can I Stay In My Home And Stay Independent?
How Do I Plan For Retirement? Do you find yourself wondering what you need to plan for in order to be ready for retirement? Are you uncertain if your finances are what they need to be to support you for retirement? Are you uncertain if you should stay in your current home or move once […]
Where Should I Live In Retirement?
Are You Preparing For Retirement? As you approach retirement age, there are many things to consider about how you will live your retired life. One of the biggest decisions retirees make is the Stay-Move decision. I’m Dr. Penelope Tzougros, and I’m here to help you consider the best options for your retirement. I’ve used my […]
Wake Up from Your Nightmares About Long-Term Care
Our bodies are “fearfully and wonderfully made” (Psalm 139) and though we may be grateful for whatever capabilities we have, we are also aware that under the surface of well-being, our bodies may be concocting dangerous changes to our health. If you are like me and have or had a beloved parent decline with dementia, […]
Is a Reverse Mortgage Right for You?
When you retire, how will you cover rising expenses? If you think that a reverse mortgage is a worthwhile option to close the gap between income and expenses, please be cautious. Click the link below to read “Is Reverse Mortgage Right for You?” to learn more about the important factors you need to be aware […]
Does Your Retirement Portfolio Have Fat Cows?
Let’s define the terms. “Portfolio” is all your assets that can grow and produce income. I’m looking for fat cows. I apologize to farmers and ask their indulgence as this city person talks metaphorically about cows. By fat cows I mean a cow that gives milk which is the dividend or income and a cow […]
Risks That Can Batter Your Retirement Assets
Your retirement assets may have to respond to many different risks. Which of these worry you and which do you have a strategy for? Risk to principal. You buy a stock at $30 a share and it drops to $15 a share. Ouch! What are your choices? Wait for the price to rise? Take the […]